No minimum deductible is required; however we would recommend a $0 deductible to ensure the best protection. In situations where cost may be a factor, you may want to consider the highest possible deductible. The deductible is the amount of expense that must be paid out of your pocket before an insurer will pay any expenses. Typically, the higher the deductible, the lower the premium, and vice versa some company has the deductible per claim and the some company has the deductible per policy.

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